Composite Panels

However, they present increased adverse risk. Should flame from an incipient fire penetrate the metal skin of such a panel and ignite the insulation, it is guaranteed that the building will be lost. This is because the insulation is shielded from fire fighting water by the outer metal skin and it has its own oxygen supply to support combustion.

Sometimes, the expanded plastic foam insulation incorporates a fire retardant, but this is totally ineffective whilst other materials are burning in close proximity.

It should also be understood that the combustion of this material results in the evolution of excessive volumes of cyanide based smoke. Therefore, when the Fire Brigade are satisfied that lives are no longer at risk, their efforts will be directed from external fire fighting positions to prevent fire spread to neighbouring buildings or facilities. To minimise this risk

• Regular inspections will be initiated at premises where they have been used and wherever insulation is visible, it will be concealed by metal plating.

• Wherever possible, existing composite panels will be replaced with alternatives such as rockwool lined panels.

• New projects will not involve use of composite panels.

This information has been provided by JLT Business Insurance Services, the preferred insurance provider for SFMTA members. For more information about all cover we offer SFMTA members, please contact 0800 454 371 or visit us online at http://www.jltbis.co.uk/Trade/Butcher.aspx?affinity=SFMTA

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Disclaimer
Whilst all reasonable care has been taken in the preparation of this publication no liability is accepted under any circumstances by Jardine Lloyd Thompson for any loss or damage occurring as a result of reliance on any statement, opinion, or any error or omission contained herein. Any statement or opinion reflects our understanding of current or proposed legislation and regulation that may change without notice. The content of this document should not be regarded as specific advice in relation to the matters addressed.

JLT Business Insurance Services is a division of Jardine Lloyd Thompson UK Ltd who are authorised and regulated by the Financial Services Authority under No. 310419. The SFMTA are introducer appointed representatives of Jardine Lloyd Thompson (UK) Limited.